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5300 Oakbrook Parkway Suite 201 Norcross, GA 30093

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F.A.Q.

IS THIS ALL LEGAL?

Yes! Using AU tradelines to boost your credit is a perfectly legal process.  Parents routinely add their children as authorized users to assist in credit building.  And now, we’ve given you and your clients access to the process!

WHEN DO AU LINES POST AND FOR HOW LONG DO THEY STAY POSTED?

All AU tradelines are ready to post 1-2 weeks after the listed statement date and will stay posted for at least 30 days after the statement date.

HOW LONG DOES IT TAKE FOR TRADE LINES TO POST ON THE CREDIT REPORT?
Each trade line is an account that reports monthly.  This means, the bank collects all the information associated with that trade line (the age, limit, balance, payment history, authorized users, etc.) and sends it to the credit bureaus.  This, usually, happens every month.  However, some banks report weekly (especially store cards).
HOW FAR IN ADVANCE SHOULD I ORDER MY TRADE LINES?
In order to have the trade line added to your credit report, you must have been added to the trade line prior to the bank collecting all of the information they will eventually send to the credit bureaus.  It’s recommended to order your trade lines a couple weeks in advance (minimum) to insure your trade line will be included in the information the bank collects to send to the bureaus.
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